Why You (Yes, YOU) Need Insurance – Before Life Gets Too Creative

Life has a peculiar sense of humor, let's face it. You've got a new job, a new haircut, and a savings plan that almost makes sense, and then all of a sudden, everything is gone. Plot twists happen in life.

Let's talk about insurance.

Although it's not the most thrilling word in your lexicon, it might be the superhero your future self sorely needs.

But Is Insurance Really Necessary?

In a nutshell: Yes.

Long answer: Absolutely. This is the reason:

The goal of insurance is to prevent one mishap from destroying everything you've worked so hard to achieve. Consider it your seatbelt for money. Because you intend to crash, you choose not to wear it. Things happen, so you wear it.

And believe me, things do happen. Pipes exploded. In toilets, phones fall. Companies slow down. Sometimes a $20-per-month plan is all that separates you from a thousand-dollar catastrophe.

Insurance Types You Can't Afford to Ignore Let's take a look at them without going over budget:

Life insurance is necessary because, even if you're not Beyoncé, you still have people who would miss your income.

For those "Are you kidding me?" medical surprises, there is Critical Illness Insurance.

Disability insurance protects your income in the event that your body goes on strike.

Health & Dental: Since root canals are never sold.

Travel Insurance: You don't want to be stuck with souvenirs of food poisoning or lost luggage.

How Much Does Not Having Insurance Cost?

This is where things start to get spicy. In Canada, the average out-of-pocket cost for a serious illness can exceed $26,000. And after government assistance. If you don't have insurance, you might have to take money out of your savings, deplete your RRSP, or worse, take out a loan against your future.

Do you still believe you can save money by forgoing insurance? It would be like skipping the sunscreen to save five minutes only to get sunburned and lose a week of your life as a result.

Insurance: Uninteresting? Perhaps. Ingenious? Of course.

Nobody is eager to purchase insurance when they wake up. But the tranquility it provides? That is invaluable.

Additionally, you'll be happy that your former self was accountable (and perhaps even a good guy) when your car gets rear-ended or your wisdom tooth turns evil.

Are You Prepared to Obtain Insurance Without Putting Off Getting It?

Together, we can make insurance make sense for your objectives, your family, and your life. No technical terms. There is no pressure. Real peace of mind, real options, and real conversation.

Visit saroar.ca to schedule your free discovery call right now.

Let's change "I'll think about it" to "I'm glad I did."